The report provides information on the RBI’s functioning through the fiscal year as well as the state of the economy.
Key highlights of the report
- Increase in RBI asset: It was due to rise in gold, domestic investments and foreign investments.
- Income for the year increased by 22.77% and expenditure rose by 7.76%.
- Higher Savings: Net household savings rose to 5.1% of gross national disposable income in FY24.
- National Disposable Income = Net National Product at market prices (Gross National Product-Depreciation) + Other current transfers from the rest of the world
- Central Bank Digital Currency (CBDC) or e-rupee: It has jumped to ₹1,016 crore at the end of March 2025.
- The RBI is exploring the commencement of CBDC pilots on cross-border payments.
- CBDC is the digital form of India’s physical currency issued by the RBI.
- Lowest Debt ratio: India’s external debt to GDP ratio stood at 19.1% in December 2024, the lowest among emerging markets.
- Fastest growing economy: RBI has projected real GDP growth for 2025-26 at 6.5 per cent.
- Headline inflation:It is projected to ease and gradually move closer to the RBI's target in 2025-26.
- Currency deposit ratio: It has declined to 15.4% by March 2025, driven by growth in digital transactions