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Launched in 2015, the Jan Suraksha schemes comprise three flagship social security initiatives —Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY).
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A government-backed pension scheme launched in 2015 to provide social security to all citizens, particularly the poor, underprivileged, and unorganized sector workers. It offers a guaranteed minimum pension between Rs. 1,000 to Rs. 5,000 per month from the age of 60, based on the subscriber's contribution.
An accident insurance scheme offered by the Indian government that provides accidental death and disability cover to all bank account holders aged 18-70 years. Eligible registered unorganized workers, including gig workers, can benefit from this scheme.
A life insurance scheme offering life cover of Rs. 2 lakh for a premium of Rs. 330 per year for individuals aged 18-50 years. It covers death due to any cause.
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