Launched in 2016, PMAY-G was restructured from Indira Awas Yojana, which was started in 1996.
Key Features of PMAY-G
- Aim: Provide “Housing for All” in Rural Areas.
- It helps financial assistance to eligible rural households, including houseless families and those living in zero, one, or two-room kutcha houses, to construct pucca homes with basic amenities.
- Targets: Government initially set a target of 2.95 crore houses for FY 2016– 17 to FY 2023–24 and approved continuation for another five years (FY 2024–25 to FY 2028–29) with an additional target of 2 crore houses.
- Financial Assistance: Minimum Unit Size of 25 sq. m. and Rs. 1.20 lakh in plain and Rs 1.30 lakh in hilly states.
- Funding: Cost of unit assistance is to be shared between Central and State Government in the ratio 60:40 in plain areas and 90:10 for North Eastern and the Himalayan States.
- Beneficiary Selection: Using housing deprivation parameters in the Socio Economic and Caste Census (SECC), 2011, which is to be verified by the Gram Sabhas.
- Programme Monitoring: Implementation and monitoring through end to end e-Governance model- Using AwaasSoft and Awaas App.
- Monitoring also through community participation (Social Audit), Member of Parliament (DISHA Committee), Central and State Government officials, National Level Monitors etc.
Reforms in the Scheme
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