Ayushman Bharat PM Jan Yojana (PM-JAY) scheme to Cover 1 Crore Gig Workers: Union Budget 2025-26 | Current Affairs | Vision IAS
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Ayushman Bharat PM Jan Yojana (PM-JAY) scheme to Cover 1 Crore Gig Workers: Union Budget 2025-26

Posted 03 Feb 2025

2 min read

PM-JAY provides a cover of Rs 5 lakh per beneficiary family per year for secondary and tertiary care hospitalization across public and private empanelled hospitals in India.

  • Apart from PMJAY benefits, government will also issue identity cards and streamline e-Shram registration for Gig Workers.

About Gig Workers

  • According to Code on Social Security, 2020, a gig worker is a person who performs work or participates in work arrangements and earns from such activities, outside of the traditional employer-employee relationship.
  • According to Niti Aayog, 7.7 million workers are engaged in gig economy (2020–21), which is expected to expand to 2.35 crore by 2029–30.

Challenges faced by Gig workers

  • Issues of Accessibility: Gig economy is restricted by access to internet and digital technology, making it an urban-centric phenomenon.
  • Job and Income Insecurity: Platform workers in India are often paid per task and labeled as independent contractors, denying them labor rights like minimum wages, working hours etc.
  • Lack of social Protection: Lack safeguards such as Health Insurance, Employees Provident Fund etc.
  • Algorithmic management: Workers face stress due to pressures resulting from algorithmic management practices and performance evaluation on the basis of ratings.

Initiatives for Gig workers in India

  • Code on social Security 2020: Envisages various benefits to gig workers e.g. life and disability cover, accident insurance etc.
  • E-Shram Portal: Establishes a National Database of Unorganized Workers (NDUW) and aims to enhance employability and provide them with social security scheme benefits.
  • Rajasthan Platform Based Gig Workers (Registration and Welfare) Act, 2023: Provides social security and other benefits to platform-based gig workers.
  • Karnataka Platform Based Gig Workers (Social Security and Welfare) Bill, 2024: Establish a gig workers welfare board, call for a welfare fee etc.
  • Tags :
  • Gig Workers
  • Social Security
  • AB-PMJAY
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