PM-JAY provides a cover of Rs 5 lakh per beneficiary family per year for secondary and tertiary care hospitalization across public and private empanelled hospitals in India.
- Apart from PMJAY benefits, government will also issue identity cards and streamline e-Shram registration for Gig Workers.
About Gig Workers
- According to Code on Social Security, 2020, a gig worker is a person who performs work or participates in work arrangements and earns from such activities, outside of the traditional employer-employee relationship.
- According to Niti Aayog, 7.7 million workers are engaged in gig economy (2020–21), which is expected to expand to 2.35 crore by 2029–30.
Challenges faced by Gig workers
- Issues of Accessibility: Gig economy is restricted by access to internet and digital technology, making it an urban-centric phenomenon.
- Job and Income Insecurity: Platform workers in India are often paid per task and labeled as independent contractors, denying them labor rights like minimum wages, working hours etc.
- Lack of social Protection: Lack safeguards such as Health Insurance, Employees Provident Fund etc.
- Algorithmic management: Workers face stress due to pressures resulting from algorithmic management practices and performance evaluation on the basis of ratings.
Initiatives for Gig workers in India
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